Protect your pet without breaking the bank.
Your pet is family—get simple, affordable coverage with Progressive Pet Insurance.
Pick a plan that fits your life
With multiple coverage plans and customization options, we offer the flexibility pet parents need to properly care for their pets.Accident & Illness Policy
Helps with big (and small!), unexpected vet bills (because life happens). This plan includes coverage for things like:
- What is covered:
Sickness, including urinary tract infections, vomiting, ear infections, and more
Chronic illnesses, like diabetes and cancer
Injuries resulting from an accident, like getting hit by a car or tearing an ACL
Skin conditions like allergies, masses, and infections
Plus more...
Add a Wellness Plan to your Accident & Illness Policy
The ultimate, all-in-one option for total piece of mind. This includes Accident & Illness Coverage PLUS routine care to keep your pet happy and healthy, including:
- What is covered:
Routine exams
Vaccinations, including rabies and Bordetella
Testing (heartworm, blood, fecal and urine)
Preventatives (flea/tick and heartworm)
Plus more...
How it works (it’s super easy!)
1
Go to any vet
No networks, no hassle. Just go wherever your pet gets the best care from a licensed U.S. vet.
2
Submit your claim online
Snap a pic of your vet bill and upload it in seconds.
3
Get paid fast
Once approved, you’ll get reimbursed via the payment method of your choice.
Common questions about pet insurance
Got a question? See below — we’re here to help pet owners better understand pet health plans.Progressive Pet Insurance is reimbursement-based coverage for your dog or cat that can cover unexpected accidents and illnesses and, depending on coverage selected, general wellness expenses.Please note, the amount of coverage will depend on the policy in which you enroll.
1. Visit any licensed veterinarian in the United States to receive services and pay as usual when you leave.2. Log in to the Customer Portal to easily submit a claim. Follow the prompts to enter a few important details, upload a copy of your invoice and related medical records, and hit submit! It's easy – and it's 100% digital! Plus, you can track the status of your claim at any time in the Customer Portal!3. We will review and process your claim. Once approved, you’ll receive reimbursement via the payment method of your choice for approved services based on your coverage terms!Coverage is determined by the terms, conditions, and exclusions outlined in the insurance policy. Waiting periods may apply, which vary by state and are subject to change. Symptoms or conditions that start before or during the waiting period would be considered pre-existing conditions and may not be covered.
We know what it means to be pet parents - because we are one too. We recognize that your pet's health is a priority, and you want to ensure they receive the best care possible.That's why we provide multiple coverage plans and customization options to offer the flexibility pet parents need to properly care for their pets.Accident & Illness PolicyHelps with big (and small!), unexpected vet bills (because life happens). This plan includes coverage for things like (but not limited to):
- Sickness, including urinary tract infections, vomiting, ear infections, and more
- Chronic illnesses, like diabetes and cancer
- Injuries resulting from an accident, like getting hit by a car or tearing a ligament
- Skin conditions like allergies, masses, and infections
- Plus more ...
- Routine exams (annual limit $70)
- Vaccinations, including rabies and Bordetella (annual limit $80)
- Routine Dental Cleaning (annual limit $125)
- Testing for heartworm, blood, fecal and urine (annual limit $70)
- Preventatives for flea/tick and heartworm (annual limit $100)
- Plus more ...
While we offer comprehensive coverage for accidents, illnesses, and wellness routine expenses, there are a few items we don't cover, including (but not limited to):
- Pre-existing conditions (any injury or illness identified prior to the enrollment in a policy or during the waiting period)
- Breeding/pregnancy
- Spaying/neutering
- Neglect
- Intentional acts
Any injury or illness identified prior to the enrollment in a policy or during the waiting period.
Accident & Illness Coverage - Accident & Wellness coverage begins the day your policy is active. There is a 15-day waiting period for illness coverage and a 30-day waiting period for orthopedic conditions due to illness.Wellness Coverage - Wellness coverage will begin as soon as your policy is active, the day following your purchase.*Waiting periods may vary by state and are subject to change. Review your policy documents for definitive terms and conditions of coverage.
100% of covered expenses (not subject to an annual deductible) incurred up to the following annual limits for a Wellness Plan:
- Vaccinations – $80
- Routine Exams - $70
- Preventatives (Flea/tick & heartworm) - $100
- Vitamin supplements - $50
- Routine dental cleaning - $125
- Testing (heartworm, blood, fecal & urine) - $70
- Intestinal de-worming preventative - $30